Merely choose exactly how much you intend to borrow and just how long you need certainly to repay it and there go from.

you need to use our short-term loan calculator to find down simply how much yours will definitely cost before you use.

If you opt to just do it, all of us will execute credit and affordability checks to ensure that you are able to afford the repayments predicated on your credit score, income, and outgoings. Do not panic – a less-than-perfect credit rating will not immediately rule you down.

Whenever we state yes, we are going to concur all of your loan expenses upfront, then gather repayments immediately. You may want to handle your loan on the web through our handy consumer portal.

It is possible to check out our FAQs or contact our team that is friendly if have actually more concerns.

Is a short-term loan right in my situation?

Any choice you make together with your money has to be the right choice for you personally. You can find occasions whenever a short-term loan is probably not the most suitable choice.

Short-term loans often have greater repayments than long-lasting loans while you’re repaying your debts faster. This will mean you are going to spend less in interest, but if you wish to borrow an increased quantity or distribute the price even more you will need to consider much longer choices.

Additionally it is perhaps not a smart concept to obtain a short-term loan to cover another debt off. Dealing with more financial obligation might make your circumstances even worse. You can get free advice from payday loans in Utah National Debtline, StepChange or The Money Advice Service if you feel like you’re struggling.

Do we be eligible for a short-term loan?

You want to make quick and simple loans available to as many folks as feasible. You are able to make an application for certainly one of our loans that are short-term:

• You are over 18 years old
• You reside in great britain and can provide target details
• You are presently working
• You’ve got a valid current email address and cell phone quantity
• You are able to offer bank account and debit card details

Your odds of being qualified depends on your circumstances. We review every application independently to ensure we provide responsibly and provide you with a loan that really works for you personally.

Exactly how much may I borrow?

You can easily submit an application for a loan that is short-term of ВЈ200 and ВЈ1,000 with Dot Dot Loans.

You can apply for a long-term loan of up to £4,000 if you need a higher amount – for significant home improvements or a wedding, for example.

How can short-term loan repayments work?

We provide payment durations of three, six and nine months on our short-term loans based on simply how much you borrow.

We will gather repayments immediately on an agreed date. This is through Direct Debit and will save you the trouble of recalling to create payments – or even the stress of forgetting. You are able to talk with us about organizing a payment that is different if you would choose.

We recognize that things change. You might never be charged costs for missed or late repayments but dropping behind could impact your credit rating. If you were to think you may not manage to make a payment, for reasons uknown, please get in contact at the earliest opportunity.

Our friendly group will talk you during your choices which help place a plan that is new.

What are the costs to be concerned about?

We do not charge any concealed or fees that are extra. Some loan that is short do, causing you to be with an increase of to cover right back and less possibility of doing this. We keep things easy.

What exactly is the attention price on a Dot Dot loan that is short-term?

Our rate of interest is fixed upfront and differs depending on exactly how much you borrow. You may possibly see other short-term loan loan providers providing variable interest levels, which means that they are able to fall and rise from every month. These could be riskier. Out of pocket while you might be able to afford the initial rate, this cost could go up and leave you.

With this fixed rate of interest, you are going to constantly know precisely where you stay and exactly how much to budget.

Submit an application for a short-term loan with Dot Dot

Has a crisis left you in a tight spot economically? Are numerous costs mounting up at a time? Whatever your position, our fast and simple loans could function as solution.

Apply today using our loan that is short-term calculator. Select simply how much you wish to long borrow and how you would like to repay it, then check out the loan works for you. If it can, pick apply now to carry on along with your application and fill in a couple of details that are personal.

We will make contact with you at the earliest opportunity, then go on it after that. Simple.